fbadmin
October 31st, 2017
Posted In: Blog
fbadmin
October 31st, 2017
Posted In: Blog
fbadmin
October 31st, 2017
Posted In: Blog
fbadmin
October 31st, 2017
Posted In: Blog

2. Take extra caution with hot liquids. For those who have kids around, refrain from placing hot liquids in a place where children can reach it or on tables that have their table cloths hanging over. The child may pull on the fabric causing the liquid to spill on them.

3. Install grab bars in the shower. Shower falls are commonplace in every home. Installing grab bars in your shower help prevent disaster should someone slip.

4. Keep electronics away from water. Do not keep electronics near water or in a place where they could fall in or a child could pull them in. In the same vein, do not let children near water storages. Children love to play with water. A large body of water poses as much risk of drowning to them as a small bowl.

5. Stair safety. Stairs can be the cause of accidents for many different reasons. To best avoid falls make sure your handrail runs the full length of the staircase, carpets are secure, and do not put area rugs or mats at the base or top of the stairs. Also if you paint basement stairs it will be beneficial to add some sand to the pain to give the stairs more traction. For outside steps that are not well lit, paint the edges white so they can be seen in the dark.

6.Keep cleaning products out of reach. All cleaning products should be stored in a place where kids and pets cannot get to them. Put them in a cabinet with child-proof locks or store them in a high cabinet.

In all of these, you’d feel extra secure with an FBN General Insurance Personal Accident Policy. Talk to us today and let’s set you on the path to peace of mind.

Call 01-9054810.

fbadmin
October 31st, 2017
Posted In: Blog

The rainy season brings with it an unfortunate increase in crime rates during traffic rush hour. Here are tips for you to avoid being robbed in traffic:

1. On noticing the gathering of the clouds, if you can, leave whatever you are doing and head home immediately. It is better to avoid being caught in traffic occasioned by the rains.

2. If you must move in the rain, select routes that have minimal flooding. The traffic radio stations can help intimate you of such routes.

3. Pull off all jewellery and keep somewhere safe in the car. Please do not keep in your purse as robbers often ask for those as well.

4. Before starting your car and driving off, please keep all valuables like laptops, mobile devices etc. out of sight. Keep the appropriate ones in the car trunk or glove compartment.

5. Have little cash in your wallet; keep the bulk of your money elsewhere. Wallets and purses are one of the first things robbers ask for. You don’t want to lose everything to them.

6. Whenever in traffic, lock all your doors and keep your windows up. If you require fresh air for whatever reason, do not roll down more than two inches.

7. If a criminal threatens you from the window, honk repeatedly on your horn. It draws attention and criminals usually flee from such. However, if the criminal is carrying a gun, do not assume it is a fake or is empty, hand over whatever he asks for. You don’t want your doubt to be cleared with an unfortunate gun shot.

8. Try to carry a much older cell phone in your car and keep the newer ones on silent while driving. Because they rob in a hurry, a robber usually collects all he can collect from you in the shortest possible time.

9. Most radio stations in major cities have a traffic show. Always tune in to those especially during rush hour as they discuss many helpful tips for safe driving.

Remember, one can never be too safe. Take out our auto insurance policy to ensure you always have your car no matter what, and our personal accident policy to protect you from unforeseen circumstances.

Call 01-9054810 to get started.

fbadmin
October 31st, 2017
Posted In: Blog

1. Make it difficult for someone to conceal themselves while breaking in. Avoid tall/thick shrubs around your windows and doors.

2. Having good exterior lighting helps. If you own your home and can afford a motion sensor floodlight, please install one. When a motion light kicks on, you know someone is out there.

3. You know your neighborhood more than anyone. If you stay in a middle class area, avoid having stuff in plain sight that shows affluence. If you have an expensive car, keep it in a garage. If you have nice stuff in your house, keep your blinds closed. Never show off wealth in the midst of little.

4. Burglars usually case a neighborhood before they rob it. They know when you leave for work. They know when your neighbors leave for work. If you have neighbors that are home during the day, it will make your house a riskier break-in. Or better still, stay in a gated estate with adequate security.

5. If you have a security system, don’t put one of those “Protected by XYZ” stickers on your door. Knowing which brand of security system can provide enough info on how to disable it. Get a generic sticker. Or, simply ignore.

6. Get a dog. They say a dog is man’s best friend, this is very true. You don’t need to break the bank getting one; a healthy average sized dog can do the job. After all, its job is to raise alarm whenever anything unusual is happening around your home.

7. Ensure your locks are foolproof. If you rented an apartment and the locks do not look strong enough for you, please change it and get the type of lock you want.

8. Remember, the goal isn’t to make your house completely break-in proof. It is simply to make your house a less attractive target than the other houses in your neighborhood. Look at the surrounding houses and adjust accordingly.

However, no matter how hard you try, getting a Burglary Policy from FBN General Insurance gives you peace of mind over your property even when you are far from home Call 01-9054810.

fbadmin
October 31st, 2017
Posted In: Blog

Summer holidays should -and can- be fun. As a parent or guardian, it is incumbent upon you to plan your wards’ summer so they are adequately and creatively engaged all through the holidays. After all, children should never stop learning.

We have compiled a list of ways to make the summer fun and educative for your wards:

  • Cooking and Baking:

Maybe now is the time to teach them some culinary skills especially if your kids are old enough to handle kitchen-related activities. Pick a day, preferably a day you’d be home, and take them through the basics of cooking one of their favourite meals. Involve them in the entire process and stand back, watch them replicate what you have done. Before you know it, their culinary competence would shoot through the roof.

  • Create a treasure hunt:

Design a simple treasure map and hand it to them. Hide some things of interest around the house and give them a time frame to search for those ‘treasures’. The more they are able to find within the time frame, the more interesting the hunt will be. This game improves familial bonding and aids the kids’ sense of Geography.

  • Learn to play a musical instrument:

The summer is a good time for you to enroll your kids at a music school. Let them learn any instrument of their choice and encourage them by asking them to play to you, say, once a week. Maestros are made not born; you never know if your family would be gifting the world the next Kenny G or Bez!

  • Teach them jewelry making:

Bead shops are springing up all over the place; find a well-stocked one, buy different bead shapes and sizes and the necessary tools needed. Then, sit your kids down and teach them how to make simple beads! You could even encourage them to make one or two for their favourite teachers and present to him/her at resumption!

  • Improve their drawing/Painting:

Come to think of it, as kids, almost all of us tried our hands at drawing. Remember those primary school attempts at rivaling Ben Enwowu? Your kids could excel where you failed. Simply encourage them by enrolling them at an arts school or get an artist to come home and teach them the basics of the craft. Who knows, the next Laolu Senbanjo might be that cutie calling you Mum or Dad today.

  • Go swimming:

Swimming is something we all should do. Apart from the aerobic nature of it, it is also a survival skill necessary in life. Why not use this summer to teach your kids how to swim? Find a hotel near you with a good swimming instructor and pool and get your kids in the water! Surely, they’d thank you for this, someday.

  • Learn a new language:

Dieu merci, il est le vendredi est un dicton commun. Que faire si votre quartier dit en français pour vous un vendredi? Oops! You don’t speak French! That’s one good reason you should let your child speak more than English and that your local dialect. French is cool, Italian is awesome. Find a Language School around and let your kids widen their language this summer.

  • Sports:

I am not sure you have any reason not to allow your kids do sports this summer. Or maybe you do. But here’s one reason you should let your kids play football or tennis or get involved in athletics this summer: In 2015, Serena Williams made $13m in endorsements, Lionel Messi made $41.7m while Ulsain Bolt makes an average of $20m a year! Need we say more?

 

However, no matter how long the holidays are, it will end someday. Are you ready for the new session’s tuition? Check out our FlexiEdu policy today to ensure you never worry about school fees anymore.

Trust you to ensure your kids have a memorable summer holidays. Cheers!

fbadmin
October 31st, 2017
Posted In: Blog

The SMS that woke Abdullahi up was three-words long: We get accident!. He blinked away the sleep that weighed heavily on his eyes and shot up in bed. The message was from his truck driver, Kabiru, who was delivering a truckload of goats to Lagos in response to the Christmas orders that were already coming in.

”What happened?” he asked immediately the line connected. Kabiru explained how he had lost control of the truck while trying to avoid a ditch on the Lagos-Ibadan Expressway. ”33 goats don die sah!” Kabiru told him.

The goat herder knew he was in trouble. At N15,000 per goat, losing 33 goats meant he had incurred a N495,000 loss even before he had sold one.

Abdullahi wept for the colossal loss and for his refusal to listen to the young man who had approached him just three days earlier to buy an FBN General Insurance Goods-in-Transit policy to protect him from uncertainties on the road.

Do you run a business that transports goods from one location to another? Don’t be like Abdullahi, protect your investment today with the FBN General Goods-in-Transit policy. Reach out to us now:

Call 01-9054810, 01-9054364-5, 01-9054444.

fbadmin
October 31st, 2017
Posted In: Blog

No one knew how the fire started.

But everyone saw it consume the neighbourhood in a conflagration that screamed devastation. By the time the fire was put out by a combined effort of half-empty fire extinguishers and the Fire Services, three houses and seven cars had been completely razed.

The Johnsons were the worst hit. New in the neighbourhood, their home and two cars were burnt to ashes. For the family of five, it was a sordid reminder of the uncertainty of life as we know it. The Fire Fighters blamed the harmattan for the rapid spread of the fire.

But Mr Akinniyi Johnson had no one else to blame but himself. He knew he should have had his property insured against Fire and Special Perils. He could still remember the exact words of the FBN General Insurance Financial Advisor who had tried to talk him into buying the policy:”You’ve got a very beautiful house Sir, let me put together a convenient policy for you to protect it against all eventualities. Life happens, you don’t want to be caught napping.”

He wished he had heeded the advice.

The Harmattan is almost here. Protect your properties from life’s uncertainties take out an FBN General Fire and Special Perils policy today.

Reach out to us now:

Call 01-9054810, 01-9054364-5, 01-9054444.

fbadmin
October 31st, 2017
Posted In: Blog
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