This is a protection policy that pays compensation in the event of injuries, disability or death caused solely by external and visible events to the policyholder. The policy is available in 3 variants namely: FlexiGuard Silver, FlexiGuard Gold and FlexiGuard Platinum.
This plan provides cover for the following eventualities:
- Any form of accident
- Strike, Riot and Civil Commotion
- Dog bite, Wild Animal Attack
- Motorcycling (Whilst as Rider or Passenger)
- 24/7 Coverage; Worldwide coverage
- Worldwide coverage
- Disappearance (6months)
- Premium can be paid annually.
- Injuries sustained/accidents occurring whilst the Insured is under the influence of drugs/alcohol
- Wilful misconduct, intentional self-injury, suicide, insanity, during service in the armed forces
- War, invasion, terrorism, nuclear exposure or explosion – including the resulting fire, radiation, or contamination
- Whilst engaging in professional sporting activities or dangerous hobbies (ie mountain climbing, motor racing etc)
- Arising or resulting from the Insured committing any breach of law with criminal intent
- Child birth and Pregnancy related events.
Premium can be paid through the following channels:
- Pay into our bank account (Please include your name and policy number on all payments)
- Do not pay cash to/through our agents or staff.
Our account details are as follows:
- FBN General Insurance-Retail Collection Account
First Bank Account Number: 2032934500
- On the receipt of the relevant supporting documents – Completed claim form, Photographs of the affected person(s), Doctor’s/Medical Report, Evidences of medical bills incurred and our offer will be communicated within 3 days of the receipt of the full documentation.
- Our settlement cheque/fund transfer will be made within 48 hours of the receipt of the executed discharge voucher.
The product is available in three (3) variants as shown below: