This is a protection policy that pays compensation in the event of injuries, disability or death caused solely by external and visible events to the policyholder. The policy is available in 3 variants namely: FlexiGuard Silver, FlexiGuard Gold and FlexiGuard Platinum.

This plan provides cover for the following eventualities:

  • Any form of accident
  • Strike, Riot and Civil Commotion
  • Dog bite, Wild Animal Attack
  • Motorcycling (Whilst as Rider or Passenger)

Additional Benefits

  • 24/7 Coverage; Worldwide coverage
  • Worldwide coverage
  • Disappearance (6months)

Premium Frequency

  • Premium can be paid annually.
  • Injuries sustained/accidents occurring whilst the Insured is under the influence of drugs/alcohol
  • Wilful misconduct, intentional self-injury, suicide, insanity, during service in the armed forces
  • War, invasion, terrorism, nuclear exposure or explosion – including the resulting fire, radiation, or contamination
  • Whilst engaging in professional sporting activities or dangerous hobbies (ie mountain climbing, motor racing etc)
  • Arising or resulting from the Insured committing any breach of law with criminal intent
  • Child birth and Pregnancy related events.

Premium can be paid through the following channels:

  • Pay into our bank account (Please include your name and policy number on all payments)
  • Do not pay cash to/through our agents or staff.

Our account details are as follows:

  • FBN General Insurance-Retail Collection Account

First Bank Account Number: 2032934500

  • On the receipt of the relevant supporting documents – Completed claim form, Photographs of the affected person(s), Doctor’s/Medical Report, Evidence of medical bills incurred and our offer will be communicated within 3 days of the receipt of the full documentation.
  • Our settlement cheque/fund transfer will be made within 48 hours of the receipt of the executed discharge voucher.
  • You can reach out to us via the dedicated phone number 08000CLAIMSALERT (08000 25246725378) or email: claimsalert@fbninsurance.com for prompt resolution of your claims.

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